It is not something that you would like to think about, but car accidents happen even to the most careful and skilled drivers. So, it is important that you know what steps to take in the event that you’re caught up in an auto collision.
Immediately after an accident in which you’re involved as a driver, it is important that you stop, regardless of how minor you think the collision is. In fact, failure to stop at the scene of an accident, especially one that results in injury to people other than yourself, injury to an animal, or property damage is considered an offense under the Road Traffic Act.
2. Perform a health check
Check yourself for injuries. If you’re injured but able to move, call 911. But if you’re seriously injured, try to stay still as you wait for emergency personnel.
If you can move, check on the well-being of your passengers and ask the bystanders for help if anyone is injured. Get to safety, either on a sidewalk or on the side of the road.
If the accident is minor, you can pull the car to the side of the road. Otherwise, turn off the engine, turn on your hazard lights, and leave your car where it is as you wait for help. Use road flares to alert other drivers to slow down.
3. Alert the authorities
Irrespective of the severity of the accident, you should call the police. At the same time, notify your insurer so they can tell you what is needed to process your claim.
4. Exchange info
After filing the report with the authorities (police officer), exchange insurance information and contact with the other driver before leaving the scene. The most important information to gather includes:
• Full name and contact information
• Type, color, and model of vehicle
• Insurance company and policy number
• Accident location
Also remember to note down the names and contact information of any witnesses
5. Document the accident
Take a video or photographs of any damage to your vehicle immediately, as they can help to show the extent of the damage sustained when seeking compensation.
Never leave the scene of the accident until it is appropriate to do so. This is particularly important if someone has sustained serious injuries or even died, as you can face criminal penalties as a hit-and-run driver. Also, never discuss fault when reviewing facts with the other driver. Only inform the police and your lawyer about the details.
An auto accident can leave even the most skilled driver frazzled, but following these guidelines should help protect you against unnecessary concerns and give your insurance enough information to start processing your claim.
At City Collision, we have skilled technicians and the necessary equipment to restore your motor vehicle to its pre-accident collision. If you have been involved in an auto accident and need advice about fixing the damage, please get in touch with us. We’ll be happy to answer any queries you may have.
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